Delaware
Insurance for Delaware residents
Binsurance is a Delaware-licensed Allstate agency serving residents across New Castle, Kent, and Sussex counties — including Wilmington, Newark, Dover, and the coastal Sussex County market.
Frequently asked questions
What are Delaware's minimum auto insurance requirements? +
DE requires 25/50 BI liability, 10K PD, plus PIP of 15K per person / 30K per accident. Uninsured motorist is required at 25/50 unless rejected in writing.
Is Delaware a no-fault state? +
DE has a hybrid system — mandatory PIP covers your initial medical and lost wages regardless of fault, but you retain the right to sue at-fault drivers for damages above PIP. Not pure no-fault like Michigan.
Does DE require SR-22 filings? +
Yes, DE requires SR-22 after specific violations (DUI, driving without insurance, repeat offenses). We file on your behalf with the Delaware DMV.
Keep reading.
Tri-state
One Agent, Three States: Insuring PA, NJ, and DE in One Household
How a single Yardley-based Allstate agency licensed in PA, NJ, and DE handles your home, cars, and rental across state lines without the runaround.
July 3, 2026
Buyer guide
How much umbrella insurance do I actually need in PA, NJ, or DE?
Umbrella insurance isn't sized by your income — it's sized by what you can lose. Here's the real net-worth math for PA, NJ, and DE drivers.
June 5, 2026
Home
Why your home replacement cost is probably wrong (and how to fix it)
Your home's replacement cost is likely understated by tens of thousands. Here's why Zillow value isn't it, what post-2022 construction costs did, and how to fix the gap.
June 23, 2026
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