Delaware
Insurance for Delaware residents
Binsurance is a Delaware-licensed Allstate agency serving residents across New Castle, Kent, and Sussex counties — including Wilmington, Newark, Dover, and the coastal Sussex County market.
Frequently asked questions
What are Delaware's minimum auto insurance requirements? +
DE requires 25/50 BI liability, 10K PD, plus PIP of 15K per person / 30K per accident. Uninsured motorist is required at 25/50 unless rejected in writing.
Is Delaware a no-fault state? +
DE has a hybrid system — mandatory PIP covers your initial medical and lost wages regardless of fault, but you retain the right to sue at-fault drivers for damages above PIP. Not pure no-fault like Michigan.
Does DE require SR-22 filings? +
Yes, DE requires SR-22 after specific violations (DUI, driving without insurance, repeat offenses). We file on your behalf with the Delaware DMV.
Keep reading.
Auto
Garaging address for DE-PA commuters: where your car really lives
Commuting between Wilmington DE and Yardley PA? Your garaging address isn't where you work or where you're licensed. Here's the honest answer, and the fraud risk.
August 28, 2026
Tri-state
One Agent, Three States: Insuring PA, NJ, and DE in One Household
How a single Yardley-based Allstate agency licensed in PA, NJ, and DE handles your home, cars, and rental across state lines without the runaround.
July 3, 2026
Buyer guide
How much umbrella insurance do I actually need in PA, NJ, or DE?
Umbrella insurance isn't sized by your income — it's sized by what you can lose. Here's the real net-worth math for PA, NJ, and DE drivers.
June 5, 2026
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