Umbrella insurance
Umbrella insurance from Binsurance is a personal excess-liability policy that adds $1M to $5M of coverage on top of your auto and home limits, typically for $200–$400/year. Required for high-net-worth households, anyone with rental properties, or anyone who'd be sued for more than their existing limits.
Frequently asked questions
Do I need an umbrella policy? +
What does umbrella cover that auto/home doesn't? +
Keep reading.
How much umbrella insurance do I actually need in PA, NJ, or DE?
Umbrella insurance isn't sized by your income — it's sized by what you can lose. Here's the real net-worth math for PA, NJ, and DE drivers.
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